Carlos D. Da Silva, Executive Director of Association of Health Maintenance Organization in the Philippines Inc. introduces us this organization that provides a range of medical coverage. There is more to mornings than your usual daily-paper-and-coffee habit. GMK showcases heightened and unmatched public services, sensible exchanges of stories and opinions, and trustworthy news reports. GOOD MORNING KUYA Aired January 26, 2015 at UNTV 37 For more info, visit http://www.untvweb.com/program/good-morning-kuya/
Views: 3464 UNTV News and Rescue
Choosing a health care plan can be overwhelming. It helps to know how you like to manage your care and if you want a plan that helps you save on taxes. Our health plan advisors can help you decide. Watch this video and visit http://www.bcbsm.com/101 to get started.
Views: 44882 Blue Cross Blue Shield of Michigan
A medication my doctor had me prescribed on for over a year was turned down by Florida Blue's "clinical team" when I had to change health insurance companies once again like I had to the last 3 years with Healthcare.gov Obamacare. I originally had Cigna and Humana and I had the only horrific choice of choosing Florida Blue Select through the marketplace. I chose the $360 a month plan just for me because a prescribed medication my DR had me on was covered, or so I thought. When I went to my pharmacist they said that it had to be approved by FB. It took over a week and I had to call to find out it was not approved and that my doctor should choose a cheaper alternative. Needless to say I'm not happy and I"ll probably discontinue this awful plan. We have no options folks as it stands in this country.
Views: 1451 HowTo Curt
Sal and Dr. Baker talk a bit about Blue Cross and Blue Shield. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/conversation-about-drug-pricing?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Missed the previous lesson? https://www.khanacademy.org/science/health-and-medicine/current-issues-in-health-and-medicine/ebola-outbreak/v/r-nought-and-vaccine-coverage?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Health & Medicine on Khan Academy: No organ quite symbolizes love like the heart. One reason may be that your heart helps you live, by moving ~5 liters (1.3 gallons) of blood through almost 100,000 kilometers (62,000 miles) of blood vessels every single minute! It has to do this all day, everyday, without ever taking a vacation! Now that is true love. Learn about how the heart works, how blood flows through the heart, where the blood goes after it leaves the heart, and what your heart is doing when it makes the sound “Lub Dub.” About Khan Academy: Khan Academy is a nonprofit with a mission to provide a free, world-class education for anyone, anywhere. We believe learners of all ages should have unlimited access to free educational content they can master at their own pace. We use intelligent software, deep data analytics and intuitive user interfaces to help students and teachers around the world. Our resources cover preschool through early college education, including math, biology, chemistry, physics, economics, finance, history, grammar and more. We offer free personalized SAT test prep in partnership with the test developer, the College Board. Khan Academy has been translated into dozens of languages, and 100 million people use our platform worldwide every year. For more information, visit www.khanacademy.org, join us on Facebook or follow us on Twitter at @khanacademy. And remember, you can learn anything. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Health & Medicine channel: https://www.youtube.com/channel/UC1RAowgA3q8Gl7exSWJuDEw?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 92569 Khan Academy
HEALTH INSURANCE OPTIONS IN THE PHILIPPINES WHAT YOU NEED TO KNOW HEALTH INSURANCE OPTIONS IN THE PHILIPPINES WHAT YOU NEED TO KNOW is a summary of our experience as we signed up for health insurance with PhilHealth in the Philippines. LisaD and I are presently looking for additional health insurance that can serve as a supplement to PhilHealth. PhilHealth pays for room and board and various diagnostic and laboratory tests. We would like to see less out of pocket for us. This video simply documents things you need to know about PhilHealth and we go over some private health insurance options with you as well. Here are some alternatives to PhilHealth that offer good insurance plans as well: 1. Intellicare - https://Intellicare.com.ph 2. Medicard Philippines - https://medicardphils.com 3. Maxicare - https//maxicarre.com.ph Here is a link to health insurance comparison in the Philippines http://www.imoney.ph/health-insurance Briefly, about Me... I have visited the Philippines since 2010, And in 2015, I finally had the opportunity to live in a beautiful place with wonderful, gifted and talented people. This channel is dedicated to sharing my experiences as I now live in the Philippines. I am a Black American from Atlanta, GA USA. I hope to be brief, yet informative. Personal Facebook Page: https://www.facebook.com/bdix004 Instagram at: https://Instagram.com/bobbiedinternetmarketing Follow us on Twitter at https://twitter.com/blacklifeinphil Follow us on Google+ at https://plus.google.com/b/10298844021... YouTube Channel: https://www.youtube.com/channel/UCPNB... Business Youtube Channel: https://www.youtube.com/channel/UCGs6... Website: Http://Lifeinphilbobbied.com Website: Http://BobbieDInternetMarketing.com Email List: Http://cika.pe/l/52461/12784/ Email us at [email protected] U.S. Embassy/Consular Agency: https://ph.usembassy.gov/u-s-citizen-services/ Philippines Bureau of Immigration http://www.immigration.gov.ph/ And remember to please like, share and subscribe. Stay tuned,,, The best is yet to come! Peace! #lifeinthephilippinesablackperonsviewpoint -~-~~-~~~-~~-~- Please watch: "Quality Time In The Philippines LIVE! [The Black American Expat Drops In]" https://www.youtube.com/watch?v=haLmDATxEDg -~-~~-~~~-~~-~-
HMOs generally costs less but you give up flexibility to go out of your network. As Medicare Advantage plans continue to evolve, know how these two network plans differ. HMO is neither better nor worse than a PPO, it is just different. You typically pay a lot less for a HMO but have a smaller network (not always) and no ability to go OUT of network. If all your doctors are in network, this may not be an issue for you. If you TRAVEL out of your area (your kids live out of state, you have a vacation home in the south or you like to travel a lot) then a HMO is not a good option since you are risking out of network costs! Keep in mind that many of the top carriers have a program for both PPO and HMO plans so you can "switch" your home network to another state when you travel--or if you need to go to a specialist that is out of network. This type of program varies a lot by the insurance company and they all call their program by a different name, but this is a great option to discuss with your agent when choosing a plan. Gordon Marketing 20224 Hague Rd Noblesville IN 46062 (800) 388-8342 http://gordonmarketing.com #insuranceagent #insurancefmo #medicareagent
Views: 17154 Gordon Marketing
If you're new to Blue Care Network, watch this video to learn about primary care physicians, referrals and prescriptions. For more information, visit us at http://www.bcbsm.com. Blue Cross Blue Shield of Michigan, a nonprofit mutual insurance company, is an independent licensee of the Blue Cross and Blue Shield Association. BCBSM provides and administers health benefits to more than 4.4 million members residing in Michigan in addition to employees of Michigan-headquartered companies who reside outside the state. For more company information, visit http://www.bcbsm.com and http://www.MiBluesPerspectives.com.
Views: 9111 Blue Cross Blue Shield of Michigan
Maxicare Plus HMO Benefits: The best health insurance for your company and employees. For Inquiries: contact Gim Gonzales, CIS, MDRT 0917 514 60 31 Health Benefit Consultant Maxicare Health Corporation Financial Advisor Mobile: +63 917-514-6031 E-Mail: [email protected] Facebook: https://www.facebook.com/gim.gonzales LinkedIn: https://ph.linkedin.com/in/gimgonzales
Views: 5191 Gim Gonzales
Are you looking for answers to your Obamacare questions? Do you know the difference between an HMO, PPO, and EPO? This video shares the following facts on: "What’s the difference between an HMO, PPO, and EPO health insurance?”. The following points will be addressed: • What is an HMO? • What is a PPO? • What is an EPO? • What are the benefits and drawbacks of each plan? If you still feel that you have questions about health insurance, Freeway Insurance is here to help you. Give us a call at 888-971-3137 to learn more about your health insurance options. Don’t forget, our services are 100% free to you. For more information please click the following link: http://www.freewayinsurance.com/insurance-options/health-insurance/types-of-health-insurance/hmo-vs-ppo-health-insurance/
Views: 2445 Freeway Insurance
😕Looking for an HMO or Health Care Provider? ❓How to Have An HMO Or Health care Plan for you and your family? 👉Get a Free Proposal from Caritas Health Shield! 📲SMS/VIBER 0917-983-7951 🖥 PM Us Today! Request for a free proposal here: 👇👇http://www.smartfinancialplanning.info/free-proposalcaritas-health-shield
Views: 421 Smart Financial Planning
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met. Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don't typically apply to co-payments. Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime. Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy. Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least $2 million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits. Some health insurance plans purchased before March 23, 2010 have what is called "grandfathered status." Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage. If you purchased your health insurance policy after March 23, 2010 and you're due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment. There are five important changes that occurred with individual and family health insurance policies on September 23, 2010. Those changes are: 1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums. 2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud. 3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement. 4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services. 5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state's open-enrollment period before their application will be approved.
Views: 602450 eHealth
http://www.InsuranceCenterHelpline.com Information provided by a licensed insurance agent (CA Lic. 0I21751). please subscribe to our channel for more videos! https://www.youtube.com/channel/UCUT2dLC-nsm36IzOkemXRbA
Views: 45594 Let's Talk Money Channel
Get Instant Access http://free-mini-course.com. In this video I discuss Blue Cross Medicare Advantage Plans and answer a subscriber's question about Freedom Blue Medicare Advantage and wht it's not available where he lives. Medicare Advantage Plans are offered in service areas. A service area is generally a County. Companies offering plans can choose which plans to offer in specific service areas. The situation is somewhat unique with Blue Cross Blue Shield Medicare Advantage Plans. The BlueCross BlueShield Association is made up of 38 independently operated companies and each company can offer Advantage Plans where they market. The plans available will be dependent not only on the individual company but their decision to market plans in your service area. Popular BlueCross BlueShield Companies include: Anthem Blue Cross Anthem Blue Cross Blue Shield Highmark Blue Cross Blue Shield Regence Blue Shield Wellmark Blue Cross Blue Shield Empire Blue Shield Florida Blue Shield And many more... Popular Blue Cross Medicare Advantage Plans include: Freedom Blue Blue Shield 65 Plus Blue Medicare Advantage Blue Medicare And the list goes on... Visit http://affordablemedicareplan.com to learn about other companies and the Advantage Plans that they offer.
Views: 8450 David Forbes
David here, your Certified Remote Financial Planner. Using technology to make financial advice available to you, on your schedule and wherever you may be. Alright! It’s that time of the year again! Summer is over, you’ve pulled out your snuggie, you’re drinking pumpkin spiced lattes and its health insurance open enrollment time. So, how do you choose your insurance. Well in today’s post I break it all down for you. Before you can make an informed decision, you’ve got to know the lingo. So let’s start with a quick review. Premiums, you pay these monthly as a deduction from your paycheck and they are basically your health insurance membership dues. They give you access, but you still have to pay for the services. The main way you pay for medical services is in the form of deductibles. Each year you have a deductible amount that you have to reach before your insurance kicks in and start picking up the tab. Beyond deductibles, you’ve got co-payments and co-insurance. Co-payments are independent from deductibles and are a set dollar amount that you day for a service, for example all prescription drugs might cost you $15, no matter the full price. Co-insurance on the other hand, works in conjunction with your deductible and is a percentage spilt of the medical bill with your insurance company. After you meet your deductible, insurance may cover 85% of the bill and you’ve got to pay the other 15%. Your deductibles, co-insurance, and co-payments all add up until you hit your total out-of-pocket maximum for the year. Much as this sounds, its most in medical expense in addition to your monthly premiums, in which you’ll be responsible for in a given plan year. If all this sounds a little confusing, check out the post where I provide a detailed example of how all these figures work together. Now that you know the lingo, you’re ready to identify your options. By this I mean, what the difference between a Preferred Provider Organization (PPO) or a Health Maintenance Organization (HMO). Many employers offer these two choices and I liken the decision to choosing between the major two cellphone operating systems, Apple and Android. An HMO, like Apple, is a closed system. Its designed to be a one-stop-shop where everything works together in one seamless and easy experience. You may want to choose an HMO if you like the idea of seeing your doctor on one floor, getting your blood tested on another and then scooping up your prescription on the main floor before leaving the hospital. A PPO on the other hand is like Android, it’s an open system. Its more robust, offers additional options and can be customized. PPOs are best for people that love their doctor and want to keep them for life or want to have the flexibility to see many different doctors or specialist, not just the handful offered by their HMO. Beyond deciding between an HMO and a PPO you also need to recognize that premiums have an inverse relationship with deductibles and out-of-pocket maximums. This means you can either pay more each month for medical coverage, in the form of premiums, or when you visit the doctor, in the form of deductibles and out-of-pocket maximums. The right decision for you, depends largely on how much you’ll use your insurance. If you rarely go to the doctor, it may make the most sense from a cost perspective to choose a high-deductible PPO, which will have the lowest monthly premiums. On the flip side, if you visit the doctor often, you may want to choose a low deductible PPO or an HMO. The post is full of good stuff to help you make the right health care decision and I wrap up with a discussion of choosing the right insurance for married couples and families. Don’t automatically assume that since you’re married or have kids, everyone should be on the same insurance plan. Do your homework and compare the costs between all your options. Make sure you check out the post before your open enrollment period ends. And to make sure you’re always up to date with the best financial advice, subscribe to this youtube channel, my weekly blog or schedule a Free 30 minute one-on-one call with me, your Certified Remote Financial Planner. Using technology to make financial advice available to you, on your schedule and wherever you may be. Learn more: www.remotefinancialplanner.com
Views: 263 David Jacoby
Baffled by premiums, deductibles and out-of-pocket maximums? Here is an overview of health insurance that will help clear things up and give you a better sense of how your money is spent.
Views: 252298 Consumer Reports
https://www.consumerreports.org/health-insurance/guide-to-health-insurance/ Guide to help you find the best rated health insurance provider in your state. Consumer reports has helped me make my decision. 2017 Alabama Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Michigan Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Los Angeles New York Chicago Austin San Antonio Las Vegas Akron Tampa Orlando Miami Jacksonville Fort Myers Atlanta Charlotte Charleston Richmond Beach DC City Boston San Francisco San Diego Sacramento Dallas Houston Tempe Phoenix St Louis Minneapolis Seattle Portland Hartford Philadelphia San jose columbus Indianapolis Fort Worth Denver El Paso Detroit Memphis Nashville Baltimore Louisville Milwaukee Albuquerque Tucson Fresno Long Beach Mesa Springs Raleigh Omaha Oakland Tulsa Wichita New Orleans Alrington Cleveland Bakersfield Aurora Honolulu Anaheim Santa Ana Corpus Christi Riverside Lexington Roanoke Stockton Pittsburgh Saint Paul Anchorage Cincinatti Henderson Greensboro Plano Newark Toledo Lincoln Cula Vista Chandler Fort Wayne Buffalo Durham St Petersburg Irvine Laredo Lubbock Madison Gilbert Norfolk Reno Winston-Salem Glendale Hialeah Puerto Rico Garland Scottsdale Irving Chesapeake North South East West Fremont Baton Rouge Boise San Bernardino Spokane Birmingham Modesto Des Moines Rochester Tacoma Fontana Oxnard Moreno Valley Fayetteville Huntington Beach Ontario Toronto Barry Yonkers Glendale Montgomery Amarillo Little Rock Akron Manchester Shreveport Augusta Grand Rapids Mobile Huntsville Tallahassee Grand Prairie Overland Park Knoxville Worcester Brownsville SW NW SE NE New England AARP Aetna American Family Insurance American National Insurance Amerigroup Anthem Blue Shield Cross Association CareSource Cambia Solutions Centene Corporation Cigna Coventry Care EmblemHealth Fortis Golden Rule Insurance Company Group Cooperative Group Incorporated Net HealthMarkets HealthPartners HealthSpring Highmark Humana Independence Kaiser Permanente Kaleida LifeWise Plan Oregon Medica Medical Mutual Ohio Molina Healthcare Premera Principal Financial Group Shelter Insurance State Farm Thrivent Financial for Lutherans UnitedHealth Group Unitrin Universal American Corporation WellCare Plans WellPoint Medicare Medicare United States Aetna American Family Insurance CareSource Bankers Life Casualty Conseco Kaiser Permanente Mutual Omaha Premera Thrivent Financial Lutherans United American Insurance Company Aflac Allstate Assurant Colonial Life Accident Insurance Company Combined Insurance Conseco Liberty National Life Insurance Company Manhattan Life Insurance Company MEGA Life Mutual of Omaha State Farm Insurance ¿Cuál es el mejor plan de proveedor de seguro médico en mi estado de atención del gobierno de Estados Unidos ayudar a encontrar Quel est le meilleur plan de fournisseur d'assurance de santé dans mon état Etats-Unis gouvernement de soins aider à trouver Qual é o melhor plano de provedor de seguro de saúde em meu estado governo cuidados Estados Unidos ajudar a encontrar Was ist der beste Plan Krankenkasse in meinem Zustand Vereinigte Staaten Pflege Regierung helfen Sa ki pi bon plan an founisè asirans sante nan eta gouvènman swen Etazini mwen ede jwenn सबसे अच्छा मेरे राज्य में संयुक्त राज्य अमेरिका की देखभाल सरकार में स्वास्थ्य बीमा प्रदाता योजना को खोजने में मदद क्या है sabase achchha mere raajy mein sanyukt raajy amerika kee dekhabhaal sarakaar mein svaasthy beema pradaata yojana ko khojane mein madad kya hai Hvad er den bedste sygesikring udbyder plan i min tilstand USA pleje regeringen hjælpe med at finde Ano ang pinakamahusay na plano sa aking estado Estados Unidos pamahalaan tulong mahanap Canada Puerto Rico Costa Rica Mexico Jamaica Haiti Dominican Republic Richmond Walgreens CVS Walmart pharmacy big pharma regulation legal cost price frugal CP sign up sports termination removed Что такое лучший план медицинского страхования поставщика в моем государстве правительство Соединенных Штатов ухода помочь найти Chto takoye luchshiy plan meditsinskogo strakhovaniya postavshchika v moyem gosudarstve pravitel'stvo Soyedinennykh Shtatov ukhoda pomoch' nayti ما هي أفضل خطة شركات التأمين الصحي في ولايتي الحكومة رعاية الولايات المتحدة الأمريكية مساعدة في العثور على ma hi 'afdal khuttat sharikat alttamin alsshhi fi wilayatay alhukumat rieayat alwilayat almuttahidat al'amrikiat musaeadatan fi aleuthur ealaa بهترین طرح ارائه دهنده بیمه سلامت در دولت ایالات متحده دولت مراقبت از من کمک به پیدا کردن چه
Views: 10577 RubberWilbur
Everybody's talking about health care. It's too expensive; too complex; too exclusive. While there's a lot of debate about what can be done to fix it, there's one truth that cannot be refuted: you need health insurance. This top ten list includes health care insurance companies that offer coverage in the United States. 💣💣💣Subscribe To My Channel: - https://goo.gl/ahXgXv 💣💣💣Follow Us On Facebook:- https://goo.gl/dOiW56 Best Health Insurance Companies 2017 5. UnitedHealth Group Inc. Founded:- 1977; 40 years ago Founder:- Richard T. Burke Headquarters:- Minnetonka, Minnesota, U.S Industry:- Managed health care The online tools are easy to use and extensive. UnitedHealthcare is a large nationwide health insurance provider with plans to cover your major medical insurance needs and assist you in maintaining overall wellness. While its plans are in general more expensive than those of other health insurance providers we reviewed, it offers strong online tools to help you manage your account and other aspects of your health care. 4. Aetna Founded:- May 28, 1853; 163 years ago Founder:- Eliphalet Adams Bulkeley Headquarters:- 151 Farmington, Hartford, Connecticut, 06105 U.S. Industry:- Managed health care The premiums are among the least expensive of those health insurance plans we evaluated. Aetna has been in the insurance trade since the 1890s and continues to provide quality programs today. In addition to Affordable Care Act-approved plans, it offers supplemental insurance for specific cases, from vision to critical care, although it lacks short-term plans for coverage gaps. While the quote feature had some problems that made it more difficult than the others we tested, it still isn't difficult to get a quote, and the lower average premiums make it worth checking out. 3. Kaiser Permanente Founded:- July 21, 1945; 71 years ago Founder:- Henry J. Kaiser, Sidney R. Garfield Headquarters:- Ordway Building, Oakland, California, U.S. Industry:- Healthcare The premiums are, on average, less expensive than those of other insurance agencies, especially for older people. Kaiser Permanente has a large system of doctors and medical facilities, but it is limited to eight states and the District of Columbia. Further, it does not allow for care outside the Kaiser Permanente system. As with all health insurance, prices and benefits vary by the individual, and in this case, it's important to check the availability and quality of care of Kaiser doctors and facilities in your local area. It is nonetheless one of the best health insurances overall, because within the system, the choice of health insurance plans is good, and the prices are well below average, according to our evaluation. Overall, it is definitely worth putting on your list of healthcare providers to explore. 2. Humana Inc. Founded:- August 18, 1961; 55 years ago Location:- Humana Building, Louisville, Kentucky, U.S. Industry:- Managed health care Key people:- David A. Jones, Sr. and Wendell Cherry, Co-founders Bruce D. Broussard, CEO and President Humana provides health insurance at lower prices than most of the health insurance companies. Humana is only available in about half the United States, but we think it's one of the best health insurance providers because of its good number of plan options, inexpensive prices and strong wellness programs that encourage a lifetime of health. 1. Blue Cross Blue Shield Founded:- 1929; 88 years ago Location:- Michigan Plaza, Chicago, Illinois Products:- Health insurance PPOs and HMOs President, Chief Executive Officer :- Scott Serota With 37 companies across the United States, Blue Cross Blue Shield has the greatest variety of plans available on average. The Blue Cross and Blue Shield Association is a national federation of 37 independent, community-based and locally operated Blue Cross® and Blue Shield® companies. The Association owns and manages the Blue Cross and Blue Shield trademarks and names in more than 170 countries and territories around the world. The Association grants licenses to independent companies to use the trademarks and names in exclusive geographic areas. 💣💣💣Source:- http://www.toptenreviews.com/ https://www.thetoptens.com/ 💣💣💣Videos Sources:- Blue Cross Blue Shield Health Index https://youtu.be/hFMR4FAeNlo Our Bold Goal | Humana https://youtu.be/r39vYX5CwUs ‘Curry Overcomes’ – 60-second spot | Kaiser Permanente https://youtu.be/kGaE5kBpDE0 Aetna Story 2017 https://youtu.be/iZyMize_RyQ On the Front Lines of Health Care https://youtu.be/wrYJIgb8Yqg
Views: 5298 Facts #Faculty
Why Should I Use a Health Savings Account (HSA)? Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 139968 The Dave Ramsey Show
Get your own quote online http://www.getmymedical.com. Video walkthrough on how to compare Anthem Blue Cross health insurance plans for individuals and families online.
Views: 8754 Dennis Alexander
What are the differences between a Medicare HMO and a Medicare PPO? Get the facts and learn why the benefits of each type of plan. If you would like to learn more about your Medicare plan options get my 8 Part Video Mini-Course. It's absolutely free! Get instant access: http://free-mini-course.com A Medicare HMO and a Medicare PPO are both Medicare Advantage Plans that utilize a provider network. Both require that you choose a primary care provider, but that's where the similarities end. With a Medicare HMO you will be required to seek referrals from your primary care provider. You also must stay within the plan's network except in the case of an emergency. The benefit of choosing a Medicare HMO is that you will often have lower out-of-pocket costs over other network-based plans. With a Medicare PPO you are not required to get referrals to visit other providers. You can also go out-of-network to receive covered services. Going out-of-network when enrolled in a Medicare PPO will often require higher out-of-pocket costs. The main benefit of this preferred provider arrangement is that you can have lower costs while using network providers, yet have the flexibility to go out-of-network if you desire. The type of network is only one consideration of enrolling in a Medicare Advantage Plan. Review the plan's Summary of Benefits and Part D formulary as well to be certain you are choosing a suitable plan.
Views: 3297 David Forbes
please subscribe to our channel for more videos! https://www.youtube.com/letstalkmoneychannel http://www.sfcheapinsurance.com/ Let’s take a look at a comparison of Blue Shield of California and Kaiser. Both are the most popular plans in California and I some zip codes these are the only plans available for consumers. In this video, I will mainly compare the Kaiser HMO plan with the Blue Shield PPO plan. Make sure to watch this video until the end, as I will share with you the advantages and disadvantages of both Kaiser and Blue Shield.
Views: 11549 Let's Talk Money Channel
A Health Savings Account (HSA) is a tax-free account that can be funded by both employer and employee. Employees own the HSA and can use it for current and future medical costs. Discover what a High-Deductible Health Plan (HDHP) is and how it works with an HSA.
Views: 124321 Wellmark Blue Cross and Blue Shield
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Views: 6255 Reekay's LifeBeyondTheSea
Medical plans differ in how much you pay out of your paycheck versus how much you pay at the doctor and how much freedom you have in choosing a doctor. Different types of medical plans vary in their monthly costs as well as their requirements for choosing specific doctors. An HMO, or Health Maintenance Organization, has a lower monthly premiums, but also provides a limited amount of doctors to choose from. You must designate a Primary Care Physician and receive a referral to see any other doctors or specialists. A PPO, or Preferred Provider Organization, has a higher monthly premium, but allows you greater freedom to choose your medical care provider. PPOs don’t require a primary care physician, so you can go directly to a specialist. An HDHP, or High Deductible Health Plan, offers the least expensive monthly premium, but requires you to pay all medical expenses up to a certain deductible amount. Like a PPO, HDHPs do not require a primary care physician.
Views: 522 PlanSource
This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs. This is the third YouToons video written and produced by the Kaiser Family Foundation. The video is narrated by former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Foundation trustee. Also available in Spanish: http://youtu.be/mDPhCo11z0E To download the video, please visit: http://www.kff.org/youtoons-health-insurance-explained
Views: 363107 Kaiser Family Foundation
What's the difference between an HMO, PPO, and HDHP plan
Views: 1785 The SEBO Group
Call (888) 310-0376 to Compare All Medicare Advantage Plans in Your State. Get Instant Access http://free-mini-course.com I explain 5 things you should know about Medicare Advantage before you enroll. It doesn't make sense to even compare Medicare Advantage plans until you know how it works, who is eligible and when you can enroll in a plan. As a senior health insurance option, Advantage plans seem to be shrouded in confusion. One reason is because unlike Medicare supplemental insurance, plans are not standardized which makes shopping for a plan more difficult. If you would like to get the facts about Medicare Advantage vs Medicare supplement insurance, check out my Free 8 Part Video Mini-Course on Medicare Plans. Get Instant Access Absolutely Free! http://free-mini-course.com The first thing you need to know is that an Advantage plan is not a Medicare supplement. So what is Medicare Advantage? The Medicare and You Handbook states that it is a Medicare health plan like a PPO or HMO and is sometimes referred to as Part C. Plans are offered by Private insurance companies and you are still enrolled in Medicare. You will receive all Part A and Part B benefits from the Medicare Advantage Plan and drug coverage is often included. The second thing you should know is how plans work. And that begins with knowing whether or not you are eligible to enroll in a plan. To be eligible, you must: Have Medicare Parts A and B Live in the plan's service area Not have end-stage renal disease All Advantage plans have premiums if it is $0 per month. Plans shouldn't be referred to as a free Medicare Advantage plan. Premiums are normally lower than premiums for Medicare supplements. There are 6 types of Advantage plans and you will normally be subject to a provider network. It is paramount to be certain your providers are included. Check for your preferred specialists, ancillary facilities and hospitals in addition to your primary provider. If you are enrolling in a plan with drug coverage, be sure all your drugs are included in the plan's formulary. Many people search for Medicare health plans that include extra benefits and are often disappointed when they find Medicare supplements to be lacking. Medicare Advantage plans often include extra benefits not found in original Medicare. They may include: Dental Vision Hearing Silver Sneakers Gym membership Transportation to and from medical appointments Third. You need to be aware of when you can pursue Medicare Advantage enrollment. There are 3 types of enrollment periods. When you first become eligible you have a 7 month window to submit an application. Next, during the Medicare Advantage Annual Election period you can switch, drop or enroll in a plan. And you may have a Special Enrollment Period available if your circumstances have changed. The fourth thing you need to understand is Medicare Advantage plans are not standardized. Plans are offered County by County and premiums, provider networks, benefits and cost sharing amounts vary widely between plans. When you compare Advantage plans there are 3 plan documents that are very important to research and understand. The Summary of Benefits goes into much greater detail than the enrollment brochure. It lists all plan benefits and what each will require in deductibles, copayments, or coinsurance. The Provider Directory should be you companion until you locate all your providers or find some you are willing to live with. The Part D drug formulary should include all your required medications. Enrolling in a Medicare Advantage plan that does not include all your drugs can wipe out any savings you may have had over choosing another type of Medicare health plan. The fifth thing you need to be aware of is how any cuts to Medicare Advantage will affect you. Understand that a lot of what you hear is politically motivated talking points designed to instigate fear. Although given the current political climate future funding for the Medicare Advantage program is tentative at best. If you feel as though enrolling in an Advantage plan is your best option, you should do it. If there are Medicare Advantage cuts in the future and you lose your plan you may qualify for Guaranteed Issue Rights to buy a supplement, even if you have preexisting conditions. Also, keep in mind that everyone wants to enroll in the best Medicare Advantage plan. And that will be the one that aligns with your specific set of circumstances.
Views: 64003 David Forbes
Failon Ngayon tackles the issue with fraud health insurance providers and how the Insurance Commission is addressing it. Subscribe to the ABS-CBN News channel! - http://bit.ly/TheABSCBNNews Visit our website at http://news.abs-cbn.com Facebook: https://www.facebook.com/abscbnNEWS Twitter: https://twitter.com/abscbnnews
Views: 12603 ABS-CBN News
This video explores Medicare HMO-POS plans; what they are, how they work and the benefits of enrolling in one. To learn more about your Medicare plan options get my 8 Part Video Mini-Course. It's absolutely free! Instant Access http://free-mini-course.com A Medicare HMO-POS plan is very similar to a Medicare HMO. It is a Medicare Advantage Plan, where POS stands for Point of Service. With a Medicare HMO-POS plan you will need to choose a primary care provider, seek referrals from that provider and generally stay within the Plan's network. Like a Medicare HMO, you can seek services out-of-network in the case of an emergency, but you can also receive some services at certain locations out-of-network. Having the freedom to use Point of Service locations gives you more flexibility in how you use your plan. The type of network is only one consideration when choosing a Medicare Advantage Plan. Review the Summary of Benefits, Part D Formulary and all aspects of the plan to determine suitability. Watch: Medicare Advantage -- 5 Things to Know Before You Enroll in an Advantage Plan http://www.youtube.com/watch?v=x_o4h5ECCos
Views: 858 David Forbes
Does your employer currently pay for most of your health insurance? Are you curious how much it will cost to pay for it yourself? That is, if you are looking to become self-employed, how much will it cost you? Really... roughly how much? Is it $100? $200? $500? $1000? Watch to get a good idea how much it will cost you. Honey Badger Infinite Vacation T-shirt and Hoodie sale: http://bit.ly/2FBAeLA Get a free audio book just for trying. http://www.audibletrial.com/BeatTheBush Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Amazon: https://amzn.to/2INcLsm (Buying any product after clicking my link helps my channel.) ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ My Channels: https://www.youtube.com/BeatTheBush https://www.youtube.com/BeatTheBushDIY
Views: 19705 BeatTheBush
Ever wonder what makes an HMO plan different from a PPO plan? Or, what exactly is a Consumer Directed Health Plan (CDHP)? Here are some basic facts: When you sign up for an HMO plan, you select a Primary Care Physician (PCP) from a network of doctors. Your PCP is your first point of contact for most of your health care needs. HMO plans generally have lower premium costs than other types of plans. Like HMO, PPO plans feature a network of physicians and hospitals. With a PPO plan you do not have to choose a PCP. PPO premiums are usually higher than HMO plans; however, you can save money by receiving care from in-network providers. Consumer Directed Health Plans (CDHPs) often consist of a high-deductible plan, paired with a Health Savings Account. Premiums with CDHPs are often lower than other plans because you are responsible for a greater share of your health care costs. With an HSA, you can contribute to the account and use the money to cover a wide range of medical expenses. Learn more about health plans, coverage options and the economics of health care at http://www.bcbsil.com/getting_started/health_insurance/index.html.
Views: 2485 Blue Cross and Blue Shield of Illinois
Should you stay on your group health insurance plan at age 65? LET US HELP YOU, CLICK HERE: http://www.MedicareHealthInsuranceOptions.com or Call 800-499-1942 This video will provide a detailed explanation of the different factors, options and step by step instructions to help you determine if you should stay on your group health insurance plan at age 65, or if it may be better to get an individual Medicare Supplement plan. Medicare Supplement Quotes for Turning 65 Turning 65 Medicare Plans Medicare Supplement Quotes for North Carolina Best Medicare Plan for Turning 65 65 year old best medicare plan Medigap plans for 65 year olds Best Medicare Supplement for seniors medicare supplement plans medicare supplement plans NC medicare supplement cost medicare supplement comparison medicare supplement coverage best medicare supplement medicare supplement insurance plans aarp medicare supplement medicare supplement best medicare supplements compare medicare supplements medicare supplement plan G mutual of omaha medicare supplement best medicare supplements plan g aarp medicare supplement plan humana medicare supplement aarp medicare supplement insurance plans federal regulations on medicare supplement plans medicare supplement insurence medicare part d and rx supplement cards medicare supplement leads medicare supplement a a r p medicare supplement health insurance quotes which is the best insurance company that covers medicare supplements medicare supplement insurance cost medicare supplement rates
Views: 24920 Billy Williams - Medicare Health Insurance Options
http://montridgeinsurance.com/health-insurance/las-vegas-mobile-medicare/ We discuss Las Vegas Medicare Options in this Las Vegas Medicare Options Video. Las Vegas Medicare Options include HMO's, PPO's, and Medicare Supplement (Medigap) plans. Currently, the Las Vegas market has 4 Medicare Advantage Plans. We offer all Medicare Advantage and Medicare Supplement plans and we can find the right one for you. The Options Las Vegas Medicare options include Medicare Advantage HMO's and PPO's. Each insurance company offers different benefits and networks of doctors to choose from. The HMO's Aetna (HMO) Caremore (HMO) Humana (HMO) Senior Dimensions (HMO) United Healthcare (HMO) These Las Vegas Medicare Options include Special Needs Plans (SNP's) that are tailored to people who have heart disease, COPD, and diabetes. All special needs Medicare Advantage plans must include drug coverage. The Trick The trick to using an HMO plan successfully is to get a referral from your primary doctor first before seeing a specialist. This will save you money and heartache later. The PPO's Aetna (PPO) Humana (PPO) PPO plans will allows you to see doctors that are out of network. Typically these plans cost more for co-pays compared to HMO plans and when you use a doctor out of network you will have to pay an out of network deductible first as well as out of pocket co-insurance up to $10,000. The 3rd Option The 3rd Las Vegas Medicare options include many types of Medicare Supplement or Medigap plans. These plans offer choices ranging from Plan A to Plan N and all of the plans will be the same except for the monthly cost. We have proprietary software that allows us or you to run quotes with the various companies and compare plans. Free Mobil Service If you would like to meet with one of our qualified agents to discuss possible plan options please call us to schedule a Free in home appointment or use our Free Medicare Quoting Tool. Extra Help We can assist people who need extra help with premiums, drug co-pays, and other services such as paying utility bills. We work with a non-profit company who will help you complete applications and send them to the appropriate state locations. Work with someone who works for you, choose Montridge Insurance Services Today! For More Information CLICK http://montridgeinsurance.com/health-insurance/las-vegas-mobile-medicare/ Related Links: Las Vegas Medicare Medicare in Las Vegas Las Vegas Medicare Specialists Medicare Advantage in Las Vegas Medicare in Las Vegas NV Medicare Las Vegas Medicare office Las Vegas NV Medicare office Las vegas Medicare Supplement Plans in Las Vegas Senior Dimensions Senior Dimensions Insurance Senior Dimensions Las Vegas NV Senior Dimensions Las Vegas Senior Dimensions Providers Humana Las Vegas Las Vegas Social Security Administration Social Security office in Las Vegas Social Security office Henderson Social Security Office Henderson NV Henderson Social Security Office Go to: https://www.youtube.com/watch?v=17eoNJ-CNzg
Views: 18 MontRidge Insurance
One of the common myths about HMOs is that they’re better if you never get sick and need to get care. HMOs have changed over the years. Blue Cross and Blue Shield of Texas reviews this common myth and talks with everyday people who share their thoughts and experiences with HMOs. You’ll learn more about HMOs and whether this myth is true or false. Learn more about HMOs at http://www.bcbstx.com/hmo
Views: 3345 Blue Cross and Blue Shield of Texas
http://capstonebrokerage.com Individual Medical Insurance is a good alternative if an employer does not offer health insurance, or if someone is self-employed. Individual insurance allows you to adjust your health plan to fit your needs. Comparing quotes is very important when shopping for individual health insurance. Many insurance companies offer the same products for very different prices. With the cost of health insurance on the rise, it is essential to find an affordable health insurance plan. An additional service that Capstone offers to our clients is to be a resource for all types of health insurance needs. Many individuals and employees find it cost effective to have individual plans for themselves or their dependents. Capstone can find a plan that closely matches the needs of our clients. Short Term Medical is another program Capstone has available and is designed for short term needs. Typically 30-180 days. It is typically inexpensive, simplified issue and multiple deductible options available. http://en.wikipedia.org/wiki/Preferred_provider_organization http://en.wikipedia.org/wiki/Health_maintenance_organization http://wiki.answers.com/Q/What_are_the_differences_between_EPO_PPO_POS_and_HMO_insurance_plans http://www.insurance.com/article.aspx/Understanding_the_Difference_Between_HMO,_PPO,_and_POS/artid/70
Views: 531 capstonebrokerage
Ever wonder what makes an HMO plan different from a PPO plan? Or, what exactly is a Consumer Directed Health Plan (CDHP)? Here are some basic facts: When you sign up for an HMO plan, you select a Primary Care Physician (PCP) from a network of doctors. Your PCP is your first point of contact for most of your health care needs. HMO plans generally have lower premium costs than other types of plans. Like HMO, PPO plans feature a network of physicians and hospitals. With a PPO plan you do not have to choose a PCP. PPO premiums are usually higher than HMO plans; however, you can save money by receiving care from in-network providers. Consumer Directed Health Plans (CDHPs) often consist of a high-deductible plan, paired with a Health Savings Account. Premiums with CDHPs are often lower than other plans because you are responsible for a greater share of your health care costs. With an HSA, you can contribute to the account and use the money to cover a wide range of medical expenses. Learn more about health plans, coverage options and the economics of health care at http://www.bcbstx.com/getting_started/health_insurance/index.html.
Views: 636 Blue Cross and Blue Shield of Texas
Touchstone Health HMO's 2013 commercials feature real Touchstone Health members discussing the benefits and advantages of being enrolled in Medicare Advantage plans offered by the New York Medicare provider. "I'm very pleased with Touchstone. They will help you find the right doctor to help you in the right situation," says Margaret Meehan, a Touchstone Health Medicare member and commercial participant. "I have a heart doctor, I have an eye doctor, I have a foot doctor, I have a back doctor, and Touchstone takes care of everything for me -- everything. It's nice to be taken care of." Medicare's annual enrollment period is from Oct. 15 through Dec. 7, 2012. For seven weeks Medicare beneficiaries are able to make changes related to their Medicare Advantage plan (Part C) and Medicare Prescription Drug coverage. Medicare recipients can review their options as well as make unrestricted changes to their coverage options. Y0064_H3327_THPSMK_1774 CMS Accepted Touchstone Health HMO is a Medicare approved health Maintenance Organization with a Medicare Advantage Prescription Drug contract with the federal government.
Views: 512 TouchstoneHealth
http://SeniorSavingsNetwork.org 1-800-729-9590 2019 Medicare Supplement Plans | What Do I Need to Do? If you are on a Medicare Supplement plan, this end-of-the-year Medicare season has nothing to do with you, except for the need you have to shop your drug plan. Medicare Supplements (not to be confused with Medicare "Advantage" plan), do not change benefits and you cannot be canceled from such a plan. Your Medicare Supplement, whether Plan G, Plan F, Plan N, etc. will remain with the same benefits as when you signed up. What can change? The rates. If you are notified of a rate increase, you can shop your Medicare Supplement plan ANY time of the year, not just in October, November, or December of each year. You are in complete control and there is not a "season" for shopping Medicare Supplement plans. Medicare Advantage plans change every year and it is critically important that you shop those plans during the small, eight-week period of the "Annual Election Period." We do not specialize in these plans due to their complexity and the number of problems we have seen with senior clients on these, sometimes "free"/no premium HMO plans throughout the country. My Medicare Supplement shopping service is 100% free. If you would like to know the BEST plans available where you live, please call me at 1-800-729-9590. You can actually call 24 hours a day here. We will get you the best, unbiased, independent rate information customized for what you qualify for, which is far different than just giving you a "quote engine" and having you look at companies that might not even be available for you, given, your health qualifications, etc. If you would like to NOT have to become and insurance agent in order to figure out the best plan and you would like some behind-the-scenes help from an agency who has helped thousands of clients in 46 states over the past 25 years, please call my office. There is no charge for my help. How? The same way there is no charge for your auto insurance agent's help, or homeowner's insurance agent. We work the same way. By being independent, we work for our client, not the insurance company. This way, we keep your best interest in mind when shopping the market. We will show you all of the available companies, then make a recommendation based on our actual experience with those companies in your market. This experience is priceless in the selection process. Please let me help you. http://SeniorSavingsNetwork.org 1-800-729-9590 Christopher Westfall Medicare help More helpful videos: https://www.youtube.com/watch?v=bmU0KdQuxbU&list=PL9io3Cp5sglCDzPtiKBsNDMPbqfFJSsvE I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
Views: 24026 Christopher Westfall